They activate pleasure sensors in the brain which is why it can be so difficult to stop. Spending and shopping are natural serotonin boosters.
The four little words that can ruin your kids financial future Instead, feeling empowered and like they have influence over their finances will set them up to strive for precious life goals later. So it’s tremendous news that ‘money smarts’ is now embedded in the Australian Curriculum, with anecdotes, exercises and units designed to help kids create good spending-and-saving habits.īut as welcome as this is, ultimate responsibility for your children’s attitude to money is down to you, and tighter times make us all feel worried and our solvency which has significant implications for our psychological well-being.īut convey this to your kids and you could end up sabotaging their solvency.Įven if there is minimal you can do to improve your money situation until rates go down (hopefully they will at least stop going up soon), don’t worry your small people.īecause it’s important they feel secure and protected. $600,000: The latest RBA hike means your house cost has doubledħ negotiating tips to get a rock-bottom price Most of us learnt about money through experiences, some painful and others expensive.ĥ5 days or more: The credit cards with the longest interest-free periods Did you know that the way you talk about your financial situation could set your kids up for success, or even sabotage their financial future?
But your bank balance isn’t the only thing in danger. The current cost-of-living crisis means it can be hard to make ends meet, putting your finances under stress. Our kids are already suffering from eco-anxiety, don't give them economic anxiety too.
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